Questions, answered honestly

Yes — and applying is always free, directly through your county or the state. What the county can't do is study your whole situation, compare your options, and tell you what to prepare before you call; offices answer the question you ask. The consultation exists so your first call to the county is the right call.

No. CareBudget is independent and private — not affiliated with the state, any county, or any health plan. We help you work with the official channels; we aren't one.

No — we sell no care services at all. That's deliberate: it means our answer isn't shaped by a business model that needs you to choose an agency.

No — no one honestly can. Eligibility decisions belong to your county and the state, never to us. What we do guarantee is our deliverable: if your consultation doesn't leave you with a clear next step, tell us on the call and we'll refund it.

It's a live 30-minute 1:1 session. We review your family's situation and map the most realistic path for you, then get specific: what to prepare, who to contact first, and what to skip.

A written navigation guide for your county — yours to keep. Plus one 15-minute follow-up call after you've started, included.

Because a wrong start costs more — weeks of calls, documents gathered twice, an application that stalls because it went through the wrong door. It's a flat price with no upsells: the session, the written county guide, and the follow-up call are all included.

No — applications always go through official state, county, or health-plan channels. Our job is to prepare you to start right, not to file paperwork on your behalf.

Then you'll know that clearly and quickly, with the reasons why and what could change it. And the guarantee applies — if you don't leave with a clear next step, we'll refund the consultation.